Interest Rates and Affordability Horizons
After a period of rapid tightening, many buyers learned to watch rate moves like weather. Our forecast expects periods of stabilization punctuated by brief swings, encouraging pre-approval refreshes and flexible closing timelines. Smart buyers will treat rates as one input among many, balancing payment comfort with lifestyle priorities and long-term plans.
Interest Rates and Affordability Horizons
Buydowns, negotiated seller credits, and cautious ARMs can soften monthly payments when rates feel stubborn. Some buyers explore equity co-investment or pair roommates with accessory dwelling income. The key is scenario planning: model two or three payment paths, set walk-away lines early, and align your budget with a home that still feels joyful.